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Information on Preneed Funeral Bonds

We are legally licensed to issue preneed funeral bonds nationwide. Whether you manage a funeral home in North Carolina, Iowa, Alabama or Missouri, we can help!

Funeral homes often allow individuals to arrange their funerals long before the need arises. Doing so reassures individuals that their wishes will be carried out after their passing, which can ease the family’s burden. As such, most states require that funeral homes file surety bonds to ensure they’ll honor the contract and handle all funds appropriately when the time comes. The our experts know preneed funeral bonding can be confusing, so we’ve developed this guide to help.

Due to the high risk associated with preneed funeral bonds, applicants must have a credit score of 700 or greater to qualify.

State Specific Costs

Preneed funeral bond costs and requirements vary greatly as the bond amounts and regulations surrounding each license are established on a state level. Select your state below for more information about preneed funeral bonds in your area.

  • North Carolina
  • South Carolina

Pay a Low Rate for Your Bond

Your surety bond premium will be based on how much bonding coverage you need combined with application information, which will include a review of your credit score and other financial credentials. Preneed funeral surety bond premiums typically range from 2-5% of the bond amount. This means that a standard $50,000 bond would likely cost between $1,000 and $2,500 for one year of coverage.

Enjoy Fast, Easy & Accurate Bonding

We make it easy for clients to apply for bonding. Simply call our office. Your surety specialist will collect your application and then shop your bond to find you a low rate. You should expect a free, no-obligation price quote in just 2-3 business days.

Learn More About Preneed Funeral Surety Bonds

Preneed funeral bonds allow consumers to feel more confident about planning funeral arrangements in advance. By purchasing a surety bond, a funeral home — the bond’s principal — pledges to the state — the bond’s obligee — that it will conduct business according to whatever obligations are listed on the bond form. The surety backs up this pledge by producing the bond. These bonds ensure that as an impartial third party, the surety, will step in to mediate between the consumer and funeral home if there’s a dispute about the contract.

Because they function as financial guarantee bonds, pre need funeral bonds hold funeral homes financially liable for misappropriated funds or contract breaches. They also protect the public in the event that the funeral home goes out of business before pre planned funerals take place. With this financial guarantee in place, consumers are reassured that they’re working with a reputable funeral home.

Apply for your surety bond

Get a FREE Preneed Funeral Bond Quote Today! Click here to begin